Your budget will govern all the rest of your decisions, so it’s essential to spend time on it and to be ruthlessly honest when it comes to the numbers. In addition to calculating what mortgage payments you can afford and qualify for, include any down payment funds that you have and any other monies that you’ll get during the time the house is being built. Also consider the costs of running the house, including taxes, utilities and maintenance. These will just be estimates until you complete your house design. Equity Built Homes provides the tools and the professional management it takes to keep costs down. Also consider that we have been in this business for over 18 years and the buying power we are able to pass on to you is 100% pure savings.